Attention homeowners in Dalton Gardens and Kootenai County: Get an Appraisal today!
The top seven reasons ID homeowners use Accord Appraisal:
Do you own a house in or near Dalton Gardens? Do you need help deciding the value of your real estate?
We at Accord Appraisal understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Accord Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours. Appraisals to cancel PMIAn attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping people just like you rid themselves of unneeded and unwanted PMI insurance. Challenge property tax assessmentsIf you live in a local area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal from Accord Appraisal is your number one weapon when challenging your property tax assessment. HELOC recently frozen?Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Accord Appraisal can provide you with efficient appraisal that will help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? An appraiser from Accord Appraisal can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home. |